Get A New Home Using Your VA Loan
Can you get VA home loan with low credit scores?
VA loans can be a great choice for Texas Veterans who are in the market for buying a home. Have you approached a lender only to find out your credit (FICO) score doesn’t qualify for not sitting above 620 or even 640? Something isn’t right if the understanding is the VA doesn’t have a FICO requirement, Then why are you disqualified??!!
It is true, the VA does not carry a FICO requirement; however, most mortgage lenders do. It is a popular misconception that lenders will turn down a Veteran for having a subpar credit score. Though scarce, there are VA lenders who can assist you. It is important to note the Department of Veterans Affairs does not issue home loans; instead, a VA home loan is backed by the department.
Remember: VA home loan does not consider your FICO score for qualifying or for 0% down!
Have you already been turned down or don’t believe you qualify?? Contact me! I may have lenders that can get you qualified.
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