Get A New Home Using Your VA Loan



Served or currently serving in the military


A combined household income of over 3,500


2 Years Steady Income

Can you get VA home loan with low credit scores?


VA loans can be a great choice for Texas Veterans who are in the market for buying a home. Have you approached a lender only to find out your credit (FICO) score doesn’t qualify for not sitting above 620 or even 640? Something isn’t right if the understanding is the VA doesn’t have a FICO requirement, Then why are you disqualified??!!

It is true, the VA does not carry a FICO requirement; however, most mortgage lenders do. It is a popular misconception that lenders will turn down a Veteran for having a subpar credit score. Though scarce, there are VA lenders who can assist you. It is important to note the Department of Veterans Affairs does not issue home loans; instead, a VA home loan is backed by the department.

Remember: VA home loan does not consider your FICO score for qualifying or for 0% down!

Have you already been turned down or don’t believe you qualify?? Contact me! I may have lenders that can get you qualified.

By far the best Real Estate agent in town. He definitely does his homework and knows the properties. Extremely patient, professional and knowledgeable. 

Oscar & Brittany Felix

If you’re looking for a realtor who will go above and beyond, Gabriel Pena is your guy! I contacted Gabriel in February 2019 with hopes of possibly becoming a homeowner before the year was over. Needless to say, we closed before the month of May even began. Gabriel was with me every step of the way with updates and pep talks. This single mom of 3 was finally able to give my kids the home we all deserve and it’s all thanks to Gabriel’s patience, persistence, and determination to find us a great deal in an ideal location. I highly recommend his professionalism and expertise!

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I have used Gabriel for our real estate transactions and he has done an outstanding job selling one of my properties and helping me buy another. Both transactions went extremely smoothly. I highly recommend Gabriel to all my friends and family. He is loyal and trustworthy.

Cesar & Raquel De La Fuente

Gabriel did an excellent job getting me into a home which fit all my needs. He is honest, extremely intelligent, and someone I was proud to have representing me in my first time buying my home alone. Thanks Gabriel Pena!

Chelsea Shipman

Serving San Antonio, New Braunfels, Converse, Cibolo, St. Hedwig, Seguin, Schertz, and Bulverde.

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